HCR Update from Mark Sanna: The Obama administration is considering an extension of the president’s decision to let people keep their individual insurance policies even if they are not compliant with the health care overhaul. The administration may let policyholders keep that coverage for as long as an additional 3 years. Policymakers are waiting to see what rate hikes health insurers plan for the insurance exchanges that are key to the overhaul’s coverage expansion.