HC Reform Update from Mark Sanna: Even as House Republicans press to repeal the health care law, government advisers this week are preparing to wade into one of the most contentious questions raised by the legislation: What benefits must insurers cover? While the law outlines 10 broad categories of coverage – among them hospital and emergency services, prescription drugs, childbirth and pediatric care – it leaves the specifics to the government. The required package affects all policies to be sold in state-based insurance exchanges.