HC Reform Update by Mark Sanna: With the passage of the new health care law, whenever people renew their policies or sign up for new ones after Sept. 23, after which time insurers can only rescind coverage if someone commits fraud — by lying on an application, for example. The new law also requires health plans to provide certain preventive services free of charge for plan members, another provision that goes into effect after Sept. 23. But this provision only applies to new health plans. If you currently have coverage, your plan will be grandfathered and will not be subject to that provision.